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RV Insurance: Yes, You Need It; Yes, It’s Important…Here’s why.

RV Insurance is required in every state. In Montana, you will need to have a liability policy on the RV. You can consider the insurance needs of an RV to be of similar coverage to common car insurance. Liability coverage is the most obvious form of insurance. But you may also want to consider a more protective policy. RV’s are big, dangerous machines, especially when you consider the damage one could do to another motorist in an accident. Also, RV’s are very expensive, and you may want to consider coverage up to and including total replacement in the event of a collision or an accident. There could be significant costs involved in fixing up a damaged machine. Remember that a damaged RV isn’t just engine and/or body work, as it would be for the common car, but most models have stoves and bedrooms, showers and plumbing. There is cost involved in fixing the electrical components and the storage; cost involved keeping the plumbing and gas lines in order. A damaged slide-out may render the RV’s interior space useless.

When you take out an insurance policy on an RV, remember that there are differences in coverage whether you recreate in or live in the RV.

Luckily, you have Frontier Insurance to provide you with the perfect policy to protect your RV investment. Frontier Insurance has policies to cover all types of RV’s—even pop-up trailers. RV Insurance can include total loss replacement, replacement of personal property, 24-hour roadside assistance (invaluable when you consider the difficulties involved in breaking down in an RV), replacement cost of personal property, and even pet injury coverage. And luckily when you put together your policies with Frontier Insurance you will get a multi-policy discount.

If you have any questions as to the policies offered at Frontier Insurance, or the ways in which Frontier Insurance can provide certain discounts, then make sure to call today. The insurance experts at Frontier Insurance have the experience to help guide you to the policy that’s best suited to you and your needs.

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