When we’re talking about vehicle collisions, we’re talking about financial cost—cost of damage done to property and persons—and emotional cost. In Montana covered by, at the very least, liability insurance. What is liability insurance? It’s insurance that helps to cover the costs associated with injury to other persons and property in the event of a collision—a vehicle collision for which you are determined to be the one at fault. The liability insurance has minimums that have to be met: $25,000 in coverage for bodily injury—per person injured—$50,000 for total bodily injury of multiple people, and $20,000 for total property damage.
Now the basic requirements of liability insurance—the minimums required by law—don’t meet everyone’s needs or expectations of coverage. So, Frontier Insurance has numerous choices of products and policies that will better suit your individual or family needs. The rates are both competitive and offer a range of possible discounts that help to keep the total costs of the coverage down. And some people can go a lifetime without ever experiencing a vehicle collision; the term collision here, referring to a range of possibilities beginning at the smallest, most gentle of fender benders and escalating dramatically to the high-speed pile up. But remember that even if you consider yourself the absolute safest driver, the driver who feels they can operate a vehicle without ever becoming a danger to the other motorists with whom they share the road, it’s the other motorists you can’t always account for, and because we can’t rely on everyone else to always be responsible and attentive, we need vehicle insurance.
Frontier Insurance also offers insurance to protect your work vehicles—a fleet of work vehicles if you have them—and the assurances that this type of insurance coverage can provide your business, your livelihood, is priceless. And if you have any questions about how Frontier Insurance can help bolster your insurance needs, both personal and business, then call today.