Getting cheap home insurance is important. Everyone, including you, want to save money every way that they can. I will cover a few tips on what you can do to save money on your home insurance.
This is considered the most important way to get cheap insurance on your home or any other type of insurance. Your credit score.
I know a lot of people tremble when they hear the words credit score. If you are one of those people you should look into your credit score. You can read my article What Is An Insurance Score for more information.
Here at frontier insurance solutions we work with several different insurance companies. One of the insurance companies we work with does not check your credit score for your home insurance. This may mean savings to you.
A lot of people get separate insurance companies for their auto and their home. However, most insurance companies will give you a discount if you insurance both your home and your auto with them.
They do this because they want your business. The more business they have the more money for them. So they give people discounts to get people to switch to them.
More great tips are installing smoke alarms and buying a fire extinguisher. These basic items means your home is more protected against a fire and the insurance company passes the savings on to you.
Also making sure you have deadbolts makes it harder to break into your house. Not only does it protect you and your family it saves you money.
Installing a fire alarm and a burglar alarm can also mean cheaper insurance. Again these devices makes your home more protected so you get cheaper insurance.
That’s right. The newer the roof on your house the cheaper your insurance can be. If you are buying a new home, make sure you ask when the roof was last replaced.
A lot of people in Billings, MT are concerned that their rates will go up because of the hail/tornado storm that hit us. While rates may go up depending on your insurance company the fact that many people now have new roofs will make their rates lower.
We have an insurance company that will not charge more for the damage done to your roof that was caused by the Fathers Day hail/tornado storm.
If your roof was damaged and you have fixed it we may be able to save you money. Contact us for a quote.
I saved the best tip for last. It’s also one of the easiest things to do. Ask for a quote. Just because one insurance company gives you a high price doesn’t mean another one will.
We are more than willing to give you a quote. We work with several different insurance companies so we can shop around for you.
Have one of our friendly staff contact you today for your free quote.
I would like to thank Travelers for posting articles that help people out. They are a great resource.