We know choosing the right insurance for your business is an important decision. That's why we've created one of the best portfolios of small business insurance coverages.
Whether you're a:
Our flexible small business insurance coverages are designed to protect you against the unique risks and exposures you face. This gives you the ablitiy to tend to your business and gives you peace of mind.
If you have employees, worksmans comp is required by law. We work with several different insurance companies to provide you with cheap rates. This means we can provide cheaper rates because we shop around.
We also work with you to lower your workmans comp claims. We will sit down with your employees and figure out where your problems are coming from.
Your the key to the success of your business, but a disability could lock you out.
The success of your business depends on your active involvement. If you are disablied, your participation could be severely limited. Could your business survive?
What are the chances of this happening?
Unfortunately, the chance of a serious disability occurs more often than you might guess. Two out of five people age 45 will be disabled 90 days or longer before retirement. The chances are too high to risk what you've worked so hard to build.
That's why there is business overhead expenses:
Hartford's Technology & Life Science Practice is at it again. We are announcing the next evolution of FailSafe MEGA, our Errors & Omission product for technology companies, to demonstrate our commitment to you and the nearly 70,000 technology clients you trust with The Hartford. Available with our market-leading business owner's policy, Spectrum® , MEGA addresses the professional liability coverage need for your technology clients.
In addition to the protection you've become accustomed to over the past decade, effective August 17,* MEGA will be broadened to include:
• Breach of Warranty or Representation Coverage
• Security or System Attack Coverage
• An expanded definition of Technology Services
And, don't forget - we recently reduced FailSafe MEGA minimum premiums for Software & Computer-Related Services and Telecommunications firms. This coverage is particularly important for technology companies when E&O insurance is required to satisfy contractual requirements -- and now it's even more affordable!